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CENTURY21 Northumberland Realty


Matthew was born in Anne's Land, a prime PEI real estate area in which you will find Kensington, Cavendish, as well as Malpeque, Stanley Bridge and other famous PEI communities. When SELLING, TRUST Matt Mackay to get the JOB DONE!


A Little about PEI ... a Verdant Island Paradise

PEI is the smallest province in Canada having a population of 140,000. We receive up to a million visitors each year and have a healthy tourism industry. The island is quite agrarian and features rolling hills and green, grassy vistas. We have a long coastline due to our many inlets and other waterways and as a result there is a large amount of reasonably priced waterfront PEI real estate.

The PEI real estate market is a consistent performer. PEI real estate offers great opportunities to get into home ownership due to PEI real estate being some of the least expensive in the country. While the PEI real estate market affords the novice real estate purchaser an easy access stepping stone to owning real estate there are still many higher-end PEI real estate properties available.

Search for the Property of YOUR Dreams! START HERE ...

SINGLE FAMILY HOMES MINI HOMES COTTAGES & SUMMER HOMES
LAND & BUILDING LOTS RECREATIONAL LOTS ACREAGES
COMMERCIAL MULTI-RESIDENTIAL FARM & AGRIBIZ
SUMMERSIDE NORTH SHORE
WEST PRINCE CHARLOTTETOWN & EAST
SOUTH SHORE WELLINGTON & AREA

OPEN HOUSES

Going to open houses is an excellent way to get a feel for the market and what's out there for sale without commitment. One of our team of professional realtors will be on hand at any of these Open Houses to show you around - but we never pressure you! Drop by any of these properties to meet us and see what we have for you.
246 CENTRAL ST.
SUMMERSIDE, C1N3M4
$429,000.00201906388
Date: Sun, Apr 21, 2019
Start Time: 1:00
End Time:2:00
Your Host:Judy Crossman

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19 JOHNSTON ST.
SUMMERSIDE, C1N 2S4
$149,900.00201827525
Date: Sun, Apr 21, 2019
Start Time: 3:00
End Time:4:00
Your Host:Judy Crossman

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Come back here regularly to see our NEWEST LISTINGS.

1510 SCALES POND ROAD Newton, C0B1L0
1510 SCALES POND ROAD
Newton, C0B1L0
$139,900201907913
Bedrooms: 3
Bathrooms: 2
Lot Size: acre(s)1.16
Living Area: (sq. ft.)1800

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60  MOORE ROAD Victoria West, C0B1B0
60 MOORE ROAD
Victoria West, C0B1B0
$349,000201907772
Bedrooms: 6
Bathrooms: 4
Lot Size: acre(s).45
Living Area: (sq. ft.)4620

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138 RIVERBEND LANE Stanley Bridge, C0A1E0
138 RIVERBEND LANE
Stanley Bridge, C0A1E0
$499,000201906981
Bedrooms: 4
Bathrooms: 4
Lot Size: acre(s)1.13
Living Area: (sq. ft.)2624

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125 CAMPBELLS WAY Cape Traverse, C0B1X0
125 CAMPBELLS WAY
Cape Traverse, C0B1X0
$364,900201906940
Bedrooms: 4
Bathrooms: 2
Lot Size: acre(s)1
Living Area: (sq. ft.)1860

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127 TERRY BOYLAN ROAD Coleman, C0B 1H0
127 TERRY BOYLAN ROAD
Coleman, C0B 1H0
$79,900201906820
Bedrooms: 3
Bathrooms: 1
Lot Size: acre(s)49 Acres
Living Area: (sq. ft.)850

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15028 ROUTE 114 Nail Pond, C0B 2B0
15028 ROUTE 114
Nail Pond, C0B 2B0
$159,000201906757
Bedrooms: 2
Bathrooms: 1
Lot Size: acre(s).65
Living Area: (sq. ft.)1010

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247 CHURCH STREET Tignish
247 CHURCH STREET
Tignish
$189,000201906555
Bedrooms: 2
Bathrooms: 1
Lot Size: acre(s).5
Living Area: (sq. ft.)1908

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246 CENTRAL STREET Summerside C1N 3M4
246 CENTRAL STREET
Summerside C1N 3M4
$429,000201906388
Bedrooms: 4
Bathrooms: 3
Lot Size: acre(s)0.2
Living Area: (sq. ft.)1938

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996 WILMOT ROAD RTE 120 Summerside, C1N4J9
996 WILMOT ROAD RTE 120
Summerside, C1N4J9
$269,900201906278
Bedrooms: 3
Bathrooms: 3
Lot Size: acre(s)1.6
Living Area: (sq. ft.)2100

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5751  ROUTE 11 Mont Carmel, C0B 2E0
5751 ROUTE 11
Mont Carmel, C0B 2E0
$179,900201906146
Bedrooms: 3
Bathrooms: 2
Lot Size: acre(s)
Living Area: (sq. ft.)1438

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2 SPRUCE STREET Charlottetown, C1A 3G6
2 SPRUCE STREET
Charlottetown, C1A 3G6
$349,000201905604
Bedrooms: 4
Bathrooms: 2
Lot Size: acre(s).165
Living Area: (sq. ft.)1875

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37 RIVERVIEW DRIVE Cascumpec, C0B 1B0
37 RIVERVIEW DRIVE
Cascumpec, C0B 1B0
$299,900201905592
Bedrooms: 4
Bathrooms: 3
Lot Size: acre(s).58
Living Area: (sq. ft.)2830

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4324 O'LEARY ROAD Springfield West, C0B 1V0
4324 O'LEARY ROAD
Springfield West, C0B 1V0
$133,900201905330
Bedrooms: 5
Bathrooms: 3
Lot Size: acre(s)0.56
Living Area: (sq. ft.)2898

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1711 HALIBURTON ROAD Springfield West, C0B 1V0
1711 HALIBURTON ROAD
Springfield West, C0B 1V0
$125,000201905117
Bedrooms: 3
Bathrooms: 1
Lot Size: acre(s)1.29
Living Area: (sq. ft.)1456

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43 RED FOX LANE Darnley, C0B 1M0
43 RED FOX LANE
Darnley, C0B 1M0
$142,500201904887
Bedrooms: 2
Bathrooms: 1
Lot Size: acre(s).42
Living Area: (sq. ft.)768

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2632 FREETOWN ROAD Springfield, C0B 1M0
2632 FREETOWN ROAD
Springfield, C0B 1M0
$427,500201904872
Bedrooms: 5
Bathrooms: 3
Lot Size: acre(s)2.42
Living Area: (sq. ft.)3144

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366 CONWAY ROAD Conway, C0B 1J0
366 CONWAY ROAD
Conway, C0B 1J0
$127,500201904856
Bedrooms: 3
Bathrooms: 1
Lot Size: acre(s)2 Acres
Living Area: (sq. ft.)1024

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24 FIFTEEN POINT ROAD Mont Carmel, C0B 2E0
24 FIFTEEN POINT ROAD
Mont Carmel, C0B 2E0
$148,000201904787
Bedrooms: 4
Bathrooms: 1
Lot Size: acre(s)0.43
Living Area: (sq. ft.)1848

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19 TRACY AVENUE North Carleton, C0B 1A0
19 TRACY AVENUE
North Carleton, C0B 1A0
$429,900201904669
Bedrooms: 3
Bathrooms: 3
Lot Size: acre(s).47
Living Area: (sq. ft.)2776

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53 MILL ROAD Wellington, C0B 2E0
53 MILL ROAD
Wellington, C0B 2E0
$89,500201904480
Bedrooms: 3
Bathrooms: 3
Lot Size: acre(s).028
Living Area: (sq. ft.)1923

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1288 CALLBECK STREET Bedeque, C0B1C0
1288 CALLBECK STREET
Bedeque, C0B1C0
$229,900201904399
Bedrooms: 3
Bathrooms: 1
Lot Size: acre(s).25
Living Area: (sq. ft.)2264

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250 & 252 CENTRAL STREET Summerside, C1N 3M4
250 & 252 CENTRAL STREET
Summerside, C1N 3M4
$169,000201904329
Bedrooms: 5
Bathrooms: 3
Lot Size: acre(s).24
Living Area: (sq. ft.)2028

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9 PALMER ROAD Ebbsfleet, C0B 1Z0
9 PALMER ROAD
Ebbsfleet, C0B 1Z0
$399,900201904287
Bedrooms: 2
Bathrooms: 1
Lot Size: acre(s)2 Acres
Living Area: (sq. ft.)1796

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21617 TCH North Tryon, C0B1X0
21617 TCH
North Tryon, C0B1X0
$159,000201904277
Bedrooms: 2
Bathrooms: 2
Lot Size: acre(s)2.46
Living Area: (sq. ft.)2.46

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 ST. MARYS ROAD Stanley Bridge, C1N 5P3
ST. MARYS ROAD
Stanley Bridge, C1N 5P3
$29,900201907810
Bedrooms:
Bathrooms:
Lot Size: acre(s)1.24, 1.1,
Living Area: (sq. ft.)

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Lot 37 CAMDEN COURT Stanley Bridge, C0A1E0
Lot 37 CAMDEN COURT
Stanley Bridge, C0A1E0
$29,900201907782
Bedrooms:
Bathrooms:
Lot Size: acre(s)1.35
Living Area: (sq. ft.)

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Lot 2 MACWILLIAMS LANE Cape Traverse, C0B1X0
Lot 2 MACWILLIAMS LANE
Cape Traverse, C0B1X0
$40,000201907525
Bedrooms:
Bathrooms:
Lot Size: acre(s).34
Living Area: (sq. ft.)

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Lots 51 & 52 CAMPBELLS WAY Cape Traverse, C0B1X0
Lots 51 & 52 CAMPBELLS WAY
Cape Traverse, C0B1X0
$99,900201907494
Bedrooms:
Bathrooms:
Lot Size: acre(s)1.77
Living Area: (sq. ft.)

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 MAIN STREET    PATE  O'Leary, C0B 1V0
MAIN STREET PATE
O'Leary, C0B 1V0
$18,900201907296
Bedrooms:
Bathrooms:
Lot Size: acre(s)
Living Area: (sq. ft.)

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Lot 8 CAMPBELLS WAY Cape Traverse, C0B1X0
Lot 8 CAMPBELLS WAY
Cape Traverse, C0B1X0
$99,000201907107
Bedrooms:
Bathrooms:
Lot Size: acre(s).65
Living Area: (sq. ft.)

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0 FERRY ROAD Cascumpec, C0B 1V0
0 FERRY ROAD
Cascumpec, C0B 1V0
$135,000201907065
Bedrooms:
Bathrooms:
Lot Size: acre(s)9.4
Living Area: (sq. ft.)

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0 CHARLIES LANE Pinette, C0A 1B0
0 CHARLIES LANE
Pinette, C0A 1B0
$135,000201904926
Bedrooms:
Bathrooms:
Lot Size: acre(s)3.73
Living Area: (sq. ft.)

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B-11 NORTH GRANVILLE North Granville, C0A 1E0
B-11 NORTH GRANVILLE
North Granville, C0A 1E0
$57,900201904783
Bedrooms:
Bathrooms:
Lot Size: acre(s)1 acre
Living Area: (sq. ft.)

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A-18 NORTH GRANVILLE North Granville, C0A 1E0
A-18 NORTH GRANVILLE
North Granville, C0A 1E0
$40,900201904781
Bedrooms:
Bathrooms:
Lot Size: acre(s)1
Living Area: (sq. ft.)

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B-20 NORTH GRANVILLE North Granville, C0A 1E0
B-20 NORTH GRANVILLE
North Granville, C0A 1E0
$40,900201904770
Bedrooms:
Bathrooms:
Lot Size: acre(s)1 Acre
Living Area: (sq. ft.)

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101 ABEGWEIT BLVD Borden, Carleton C0B1X0
101 ABEGWEIT BLVD
Borden, Carleton C0B1X0
$775,000201906010
Bedrooms:
Bathrooms:
Lot Size: acre(s)
Living Area: (sq. ft.)11000

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 MORELL Morell, C0A 1S0
MORELL
Morell, C0A 1S0
$35,000201901739
Bedrooms:
Bathrooms:
Lot Size: acre(s)
Living Area: (sq. ft.)

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464 MARCHBANK ROAD Montrose, C0B 1B0
464 MARCHBANK ROAD
Montrose, C0B 1B0
$159,000201826583
Bedrooms:
Bathrooms:
Lot Size: acre(s).48
Living Area: (sq. ft.)1188

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99 HARBOUR ROAD Miminegash, C0B1S0
99 HARBOUR ROAD
Miminegash, C0B1S0
$399,000201824251
Bedrooms:
Bathrooms:
Lot Size: acre(s)1.08
Living Area: (sq. ft.)2800

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325 CHURCH STREET Tignish, C0B 2B0
325 CHURCH STREET
Tignish, C0B 2B0
$319,000201824215
Bedrooms:
Bathrooms:
Lot Size: acre(s)1.78
Living Area: (sq. ft.)2280

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25 BROADWAY STREET Kensington C0B 1M0
25 BROADWAY STREET
Kensington C0B 1M0
$1,299,000201822803
Bedrooms:
Bathrooms:
Lot Size: acre(s)1.09
Living Area: (sq. ft.)

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8348 ARGYLE SHORE Argyle, C0B 1C0
8348 ARGYLE SHORE
Argyle, C0B 1C0
$349,000201828426
Bedrooms:
Bathrooms:
Lot Size: acre(s)42.52 Ac
Living Area: (sq. ft.)

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Buying & Selling Real Estate on Prince Edward Island

Buying PEI Real Estate and Property

The tourism industry here on PEI creates a PEI real estate investment opportunity that can be tailored to suit your goals and lifestyle. In both cases you are using your PEI real estate investment to provide accomodation for the million or so visitors that PEI receives annually. However these scenarios involve the purchase of quite vastly different PEI real estate and require very different levels of expertise and commitment.

Probably the simplest choice when it comes to investing in PEI real estate for tourism accomodation is to choose to purchase a small cottage, preferably on the waterfront. There is some very nice PEI waterfront real estate and it is still affordable when compared to other areas such as Chester in Nova Scotia. Cottages and Summer Homes start from under $100,000 and can go up to a half million for a truly high end PEI real estate investment. At the higher end range these are truly amazing waterfront homes that would cost in excess of a million dollars anywhere else. Your PEI real estate investment property, regardless of price, is there to be used during the season by yourself and your family and when not in use can be rented to other vactioners. You can have a property management company look after your PEI property and ensure that it is maintained and readied for new guests.

If you are thinking of moving to PEI or living here for a larger part of the year and have some experience or at least a strong desire to succeed in the hospitality industry you could consider running a B&B. When purchasing PEI real estate with the intention of operating a B&B you will have to decide on relative size as this will influence the type of PEI real estate you invest in for your project. As well you will need to decide if you are looking for an existing B&B or if you will purchase a PEI home to convert. You will also need to decide country or city location. Many of the larger heritage homes to be found in Summerside are good PEI real estate investments and excellent for conversion to B&Bs. You can ask Matt Mackay of Century21 Summerside, your PEI realtor for help.

The Bed and Breakfast provides a unique opportunity to meet people from all over the world during the summer while having a relaxing off-season and the opportunity to work from home as well as a chance to benefit from investment in PEI real estate.

Most PEI real estate purchasers are expecting a return on investment. This is usually in the form of a capital or equity gain as a direct result of the PEI real estate markets continued growth. It is expected that all real estate markets will continue to grow; however the PEI real estate market offers a unique balance between growth and security. Our properties may evaluate slightly slower than in ‘hotter’ markets but the PEI real estate market is also not so prone to sudden, large losses as we have seen in some areas recently. PEI real estate is a slower, more stable real estate investment and as such is very attractive to both the new and the conservative investor.

There are a number of possible types of PEI real estate that lend themselves to rental or conversion to rentals. You can purchase small starter homes and with minor repairs and upgrades rent these units. These PEI homes are under $100,000 and typically under $80,000 and they are a sector of the PEI real estate market that is often overlooked by home buyers. With a little TLC these PEI homes can represent a great PEI real estate investment generating a positive cash flow. Most PEI homes of this type are to be found in the city and Summerside has a large number of these properties. Summerside homes will most likely rent more quickly than similar PEI real estate in the country, but there are deals to be had on PEI home purchases suitable for rental in smaller communities such as Miscouche.

In addition to the small starter PEI homes available in Summerside, the city also boasts duplexes that offer good income and equity building. Summerside has both side-by-side duplexes as well as over-under types. Summerside also offers large heritage homes built during the fox industry by the scions of Summerside. These examples of PEI real estate and architecture at its finest have in many cases been converted to apartments and there are many of these large PEI homes in Summerside that are still awaiting conversion. The savvy PEI real estate investor may look to this type of PEI property as an excellent long and short term investment and business.

Whatever you choice of rental market here on PEI you are sure to find that the PEI real estate market offers opportunity for everyone. From small starter rentals to large heritage home conversion, Summerside and the PEI real estate market will start you on your way to real estate investment.

The purchase of a family home is by far the most important purchase you will make and certainly the biggest investment. PEI offers a great place to raise your family but PEI real estate also provides for a great long-term real estate investment and your PEI real estate purchase will represent a secure investment for you and your family in the future as well.

When purchasing your new home the PEI real estate market offers choice of location, type of home, and price range. You should begin by determining your budget, that is how much money you can afford to pay monthly and then work back to determine the maximum price you can afford to pay for your new home and PEI real estate. Next you can puruse the listings to the right here based on the aspect of the PEI real estate market you have determined you can afford and also the area of PEI that you wish to settle in. Each area on PEI has a different feel, different homes and properties and represents a different perspective of the PEI real estate market. When deciding what PEI homes to shortlist you will take into consideration country vs city living, schools, community facilities and commuting costs.

The purchase of PEI real estate requires the involvement of a number of professionals in the real estate industry. Firstly you will most likely need a PEI realtor and Matt Mackay and the Century21 team have decades of experience that he/they can bring to your aid when negotiating a PEI real estate purchase. Your PEI realtor will take the list of ‘must-haves’ and ‘would-be-nice’ features that you will have made and with the help of the PEI MLS system complete your short-list of PEI real estate properties that you wish to visit. He/she will then arrange that you visit each PEI real estate property so that you get a first hand experience of the PEI homes that are in your budget. When you have decided on the PEI real estate listing on which you wish to make an offer your PEI realtor will write up your offer and present it to the vendors agent. The ensuing negotiation will be conducted with the help of your PEI realtor to a conclusion at which time you will have an accepted offer or fail to agree to terms.

Your PEI real estate contract will most likely include a clause allowing for a home inspection and if this stage shows no major deficiencies with the PEI real estate property that you have choosen you will move to closing. Closing involves calculating outstanding costs (such as oil in the tank, pre-paid taxes etc) and transfer of title. You will have a PEI lawyer work on this final step.

Your PEI home purchase is complete and you have just entered the PEI real estate and property market.

PEI real estate is amongst the lowest priced property in Canada. You can sell a home almost anywhere else in Canada and move to PEI, purchasing a PEI home and depending on the equity you have built up in your current home either live mortgage free or use the money to invest either in conventional financial instruments or invest in a second property here and enter the PEI real estate rental market – become a landlord. Either way your retirement security is better guaranteed than staying in the area you are currently and have your money tied up in your family home which by now you will most likely have outgrown.

To give you an idea of the amount of re-investable equity you may have tied up, this is a table of home prices across the country. Compare the average with the cost of PEI real estate. PEI homes are very much less expensive than most parts of the country. As of 2009 these are average home prices by province from CREA.


British Columbia$730,000+ 0.2 %
Ontario$578,000– 13.0 %
Alberta$387,000– 4.9 %
Quebec$297,000+ 3.1 %
Manitoba$296,000+ 0.4 %
Saskatchewan$288,000– 6.5 %
Nova Scotia$249,000+ 1.6 %
Newfoundland / Labrador$246,000– 3.7 %
Prince Edward Island$230,000+ 18.4 %
New Brunswick$178,000+ 10.2 %
Canadian Average$495,000– 11.3 %

As you can see PEI real estate is the bottom of the pack in terms of price, but not in terms of value. The difference in price between a home in Vancouver and a PEI home can be $500,000. Let’s just look at this in the most simplistic way. If you owned your Vancouver home you could buy a comparable PEI Home as well as 2 to 3 other pieces of PEI real estate, PEI homes that could generate rents of $1800 – $2400 per month which represents a good income based on being mortgage free. Obviously the advantage a PEI real estate investment can bring you depends on where you currently call home and the amount of equity you have built up over the years you have owned your home.

In any case you should call Matt Mackay, your PEI realtor for information on Summerside and the PEI real estate market and he will help you determine if this plan will suit you!

Contact Matt

Lets get in touch and talk about your real estate needs.
I will get back to you shortly. If you need to speak to me sooner please call at the numbers below/beside.

Find us on Social Media

Direct:902-439-5257
Office (Sside):902-436-2265
Office (Chtown):902-201-9850
Fax:902-436-2687
Toll-free:1-888-268-2111
Email:matt@century21pei.com
629 Water St East, Summerside PE C1N4H8
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